New — instant issuance, zero friction

Virtual Bankcards,
for your online payments.

Own a virtual Mastercards in seconds. CityPay gives spenders control and beautiful command deck — all in one glassy interface.

10k+
Cards issued
99.99%
Uptime
<2s
Issuance
Virtual Mastercard
Private
Balance
GH₵92100.00
•••• •••• •••• 0031
Cardholder
ALEX MORGAN
Expires
11/28
Virtual Mastercard
Concierge
Balance
GH₵12480.10
•••• •••• •••• 6512
Cardholder
ALEX MORGAN
Expires
07/28
Virtual Mastercard
Growth
Balance
GH₵4820.55
•••• •••• •••• 0048
Cardholder
ALEX MORGAN
Expires
09/28
PCI-DSS aligned · Freeze in one tap · 3-month expiry cycles
Platform

Everything you need to run a card without a Bank.

Instant issuance

Admins mint a 16-digit PAN + CVV and hand it off to the requester in under two seconds.

Freeze on demand

Users pause a card instantly. Thaw when ready. All movement is written to the audit log.

Load & sync

Mock payment gateway wires funds. Admins sync balances back to the card on approval.

Dual-role dashboard

Switch between User and Admin views. Requests hub, builder, and balance ops on one screen.

Six card designs

Classic, Gold, Platinum, Black, Red, Emerald. Users pick a look that matches the moment.

3-month lifecycle

Cards auto-tag as expired after three months. Renewals flow through the same request pipeline.

Mobile money ready

Own an Online Payment Card with just your Mobile Money

No bank visits. No paperwork. Fund your CityPay virtual Mastercard with MTN, Telecel or AirtelTigo Money in seconds.

Ghana Mobile Money — MTN, Telecel, AirtelTigo

Ready to issue your first card?

Spin up an account, request a card, and watch an admin bring it to life — all in the same session.